Personal Accident Insurance

Personal Accident Insurance coverage is available persons working in marine-related businesses. This broad definition covers all businesses and individuals involved in any marine business. A sampling could include marine workers such as baggage handlers, fuellers, riggers, sailmakers, yacht brokers, marine surveyors & inspectors, caterers, maintenance & mechanical personnel and repairers and so on. Call us for more information (305) 743-7711 anytime.
If your work has an marine-related duty or component you can apply for PAI.
If your marine-related duties require you to have a licence you can apply for extended coverage known as Loss of Licence.

Marine Personnel depend completely on continued good health and their ability to work.
An injury or deteriorating health could result in your inability to do your job.
No licence=No income.

PAI coverage will provide benefits for Temporary or Permanent Inability to do your job plus the financial stability and peace of mind that comes from owning Personal Accident Insurance.

If you are an Marine Professional but do not require a licence to earn money from marine-related activities you are eligible for PAI*
If you are an Licenced Marine professional and earn money from marine-related activities you are eligible for LOLI*
*certain restrictions apply

What is Personal Accident Insurance (PAI)?
PAI is an insurance product designed to pay benefits to an Insured person if that Insured person cannot work due to Accident or Disability.

Who is eligible to apply for PAI?
Any person engaged in the Marine Trades.

How do I apply for PAI?

Does PAI cover death from Natural Causes?
No. Only death from Accidental Causes.

How do I make a Claim?
Contact our Claims Department

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