Skippers Choice® Liability Insurance for Mariners

Image showing a captain's hat and bridge of a ship for Skipper's Choice Insurance under Offshore Risk Management

Charter and Delivery Captain & Crew Liability Insurance

Often a Skipper will have an opportunity to work a passage or relieve a buddy for a charter and needs insurance coverage before assuming command or taking the helm.

Skippers Choice® Marine Liability can be customized to cover Your Third- Party Liability…

  • as a delivery skipper or crew, or a captain who drives more than one vessel
  • when the owner requires you to have insurance for a passage, a delivery or charter use
  • when you act as a captain for clients who bareboat charter but want a captain to operate the boat while they enjoy themselves
  • if the owner’s insurance does not cover you when are the operator or in command.
  • if the boat has low limits of liability insurance coverage or a judgement against you exceeds the owner’s coverage (if any)
  • Legal fees related to a covered Liability claim against you

Some scenarios where Skippers Choice could protect you 24/7*.

  • You deliver boats for one or more boatbuilder, boat broker or repairer.
  • You are a boat broker and operate boats for Buyers or Sellers or Dealers.
  • A bareboat company needs a captain to drive a rental boat.
  • You are a captain for a ferryboat or water taxi.
  • You do not have the money to pay for a lawyer if you are sued.
  • You need coverage for trips outside of the USA.
  • You operate a Commercial Passenger boat or a Tourist Submarine. Skippers Choice is designed to cover you if there is an accident or you are dragged into a lawsuit.
  • You are retired and want to make some money part-time doing charters or deliveries

The list is endless and the examples above are just a few or the operations we insure.

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*DISCLOSURE: The information above is for illustrative purposes only and does not replace any terms, conditions, limitation or restrictions of any insurance policy. READ YOUR POLICY.