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$ ¥ £ Payment Instructions $ ¥ £ |
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The Skipper’s Choice© |
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means more choices |
There are six methods of payment available to pay your premium or installment. Not all of them may apply in your case. Unfortunately we are unable to bind coverage without suitable arrangements for payment.
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This is the most common method of payment and is suitable if there is plenty of time before coverage or coverage changes take place. Overnight letters such as FedEx® and UPS® are included in this category.
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This service allows us to accept your faxed check as payment draft. We present a computer generated draft for deposit in our bank as if it were your original check, and it is accepted by your bank. And it really works folks! This service is only available for checks drawn on US banks. Click here for instructions to pay by fax.
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This service allows us to accept your check over the internet. We obtain banking information from you and in a similar way to Payment by fax we present a computer generated draft for deposit in our bank as if it were your original check, and it is accepted by your bank. This service is only available for checks drawn on US banks. Click here for instructions to pay by internet check.
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4. Payment by wire transfer. |
This tried and true method allows your local bank to deposit money in our account, usually within 24 to 48 hours. We provide you with the instructions by fax, email or phone when you are ready to go to the bank. This service is great for cruisers.
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Some insurers will accept credit or debit cards directly. If they do, we will accept your card on their behalf. If you wish to pay us by credit or debit card, we accept Visa, MasterCard, Discover or American Express.
If you prefer to telephone us with your credit card information you may do so anytime during normal business hours. Many of our clients prefer this method of payment. We charge a transaction fee for most credit/debit card transactions.
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6. Premium finance. |
Many premiums can be financed with a minimum Down Payment of 30% or more. The balance is payable for a pre-arranged number of months or it can be paid off early at any time. You will receive a monthly invoice or the installment can be charged to your valid credit card or withdrawn from your US bank account. There is usually a charge for this service.
UPAC Clients
We use Universal Premium Acceptance Corporation (UPAC) as our primary Premium Finance Service for US-based accounts. If you have questions or need information about your account you should contact UPAC directly. Click here to go to their website www.upac.com.
